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New-gen insurance engine

Coverage that moves
at the speed of your life.

Real-time pricing, instant claims and always-on protection—built for modern teams, athletes and ambitious businesses that can’t afford downtime.

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Live claim updates 4.9 / 5 from 10k reviews

Live portfolio view

Today’s protection snapshot

3.2M

Active covered lives

220ms

Quote response time

99%

Digital claim routing

Teams & clubs On-the-go professionals High-intensity lifestyles

Real customer signal

“I filed from my phone after a game injury and had approval before I got home.”

KT

Kara Thompson

Semi-professional athlete, Injury cover

Performance you can feel

Designed for teams that never slow down.

Whether you are running a sales team, a training facility or a distributed workforce, InsurCo keeps protection live in the background—so you can focus on what wins.

Sports & wellness High-growth SaaS Remote-first teams

Same-day payouts

72%

Of eligible claims funded in under 24 hours.

In-app resolution

88%

Of queries resolved without a phone call.

Average savings

18%

Typical premium reduction vs. legacy providers.

High-impact protection

Coverage built for speed, movement and momentum.

Teams & clubs

Performance Health Cover

Medical and injury cover tailored for athletes, trainers and active communities with rapid approval.

  • Game-day and training session coverage windows.
  • Preferred access to partner clinics and physios.
View sports coverage
Top Rating

Modern workforces

Hybrid Workforce Shield

One protection layer for office, home and on-the-road work scenarios in any time zone.

  • Devices, travel and key-person cover in one stack.
  • Realtime risk monitoring by location and activity.
  • Instant claim filing from any mobile device.
Protect your team

Founders & executives

Executive Momentum Plan

Comprehensive health and lifestyle protection for the people you can’t afford to lose.

  • Key-person and succession coverage options.
  • Discreet concierge support, 24/7.
Explore executive plans

Frictionless from quote to claim

A simple three-step journey, tuned for speed.

01 — Configure

Build your stack

Answer a few smart questions and preview coverage in real time.

02 — Activate

Turn on protection

Sync members, teams and locations from the tools you already use.

03 — Respond

Tap-to-claim

File, track and approve claims from a single mobile-first experience.

Momentum stories

Where performance and protection meet.

“

We run tournaments every weekend. InsurCo’s live coverage windows mean we can scale events without scaling risk.

“

Our remote teams work across 12 time zones. Claims are filed and resolved while leaders stay focused on the roadmap.

“

What stands out is the clarity. Every coach and captain knows exactly what’s covered before they walk onto the field.

Still comparing?

Why fast-moving teams choose InsurCo.

Legacy carriers
  • Fragmented policies per product and location.
  • Static pricing and annual renewal surprises.
  • Paper forms and phone calls for every change.
InsurCo
  • Unified coverage stack across people, places and events.
  • Usage-aware pricing and transparent forecasts.
  • End-to-end digital workflows from quote to claim.
You
  • Choose the coverage profile that matches your risk appetite.
  • Dial protection up or down as seasons change.
  • Give every member a modern, mobile-first experience.

Switch to coverage built for momentum.

Take your team, club or company live on InsurCo and experience insurance that finally feels as modern as the way you work and play.

Start your switch Talk to a specialist