Enterprise-grade insurance platform

Protect portfolios, people & assets with uncompromising certainty.

InsurCo combines deep actuarial expertise with real-time data to deliver predictable outcomes for investors, employers and high-net-worth families.

Speak with an expert View coverage solutions

Average claim decision

12 hrs

Customer retention

97%

Global financial rating

A+ stable

Insurance experts partnering with corporate clients

Institutional programs

$12.4B

Assets protected across enterprise and investor portfolios.

AP FG ME

Dedicated coverage team

Specialists across health, property and casualty lines.

Trusted at scale

Built for boards, risk committees and investors.

We operate with the governance, transparency and responsiveness that institutional stakeholders expect.

Policyholders protected

5M+

Individuals and employees covered across health, life and property lines.

Claims paid

98%

Of eligible claims paid without escalation or dispute.

Enterprise partners

2,100+

Employers, banks and platforms integrated into our insurance stack.

Strategic coverage

A coverage architecture for every layer of risk.

From individual protection to enterprise-wide programs, InsurCo unifies fragmented policies into one coordinated strategy.

Individuals & families

Personal Protection Suite

Health, life, vehicle and property coverage configured to move with you through every life stage.

Predictable premiums with transparent exclusions.
24/7 claims concierge and digital-first service.

Explore personal coverage

Workforce Benefits Cloud

Integrated health, life and disability programs that reduce administrative friction and improve employee wellbeing.

Centralized dashboards for utilization and cost controls.
Dedicated implementation and governance teams.
Automated enrollment and compliance reporting.

View employer solutions

Institutions & platforms

Embedded & Structured Programs

White-labeled insurance infrastructure for banks, fintechs and marketplaces using our robust API.

Configurable APIs and multi-region compliance coverage.
Underwriting aligned with your risk framework.

Talk to our enterprise team

Risk & governance

Insurance that stands up in the boardroom.

Our specialist team works directly with CFOs, CHROs and risk committees to align coverage with regulatory and fiduciary expectations.

Quarterly portfolio reviews and stress-tested scenarios.
Clear documentation designed for board materials.
Global compliance team monitoring emerging regulation.

Solvency & capital adequacy ESG-aligned coverage Cross-border compliance

A disciplined advisory model.

01 — Map

Risk landscape

We audit existing policies, exposures and loss history across entities.

02 — Design

Target state

We architect an integrated coverage framework and capital allocation model.

03 — Execute

Continuous governance

We implement, monitor and refine programs alongside your leadership teams.

“InsurCo behaves like an extension of our risk office, not just a carrier.”

Segments we serve

From early-stage companies to global institutions.

Growth-stage companies

Fast-moving organizations that need coverage to keep pace with expansion and new markets.

Founders & executives Key-person coverage Global mobility

Large employers

Multi-region benefits and protection built to support thousands of employees.

Benefits harmonization Data-driven utilization Experience-rated pricing

Financial institutions

Banks, asset managers and platforms embedding protection into their client offerings.

Embedded insurance Structured risk transfer Regulatory-ready reporting

Customer stories

Leaders who trust InsurCo.

“

InsurCo re-architected our global benefits in under six months. Our employees are better protected and our costs are finally predictable.

Laura Chen

Chief People Officer, Global SaaS firm

“

For our investment committee, InsurCo is as much a risk partner as they are an insurer.

Michael Turner

Managing Partner, Private Equity fund

“

Their digital claims experience feels like a fintech, not a traditional carrier. Our NPS jumped within the first quarter.

Sara James

Head of Employee Experience